Fellow blues - Okay so maybe a football forum isn't the obvious place to seek financial advice but thought i would give it a go anyway.
So the current situation is i have around 300-500 quid a month to save, this may not last for long so i don't want to tie up any money and would like to ensure its accessible if and when required. I pay into a pension, have equity in my property and have a decent amount saved in Premium Bonds so in my mind that's my safety net sorted. I have set up an online trading account to pay into a stocks and shares ISA but this is where i am getting a bit out of my depth, Bearing in mind the economic forecast for the next few years does anyone have a strategy they would like to share?
So the current situation is i have around 300-500 quid a month to save, this may not last for long so i don't want to tie up any money and would like to ensure its accessible if and when required. I pay into a pension, have equity in my property and have a decent amount saved in Premium Bonds so in my mind that's my safety net sorted. I have set up an online trading account to pay into a stocks and shares ISA but this is where i am getting a bit out of my depth, Bearing in mind the economic forecast for the next few years does anyone have a strategy they would like to share?
I would be careful with mict. They run the insurance platform that allows Western companies to insure Russian oil shipments through Hong-Kong. Lloyd's has issued a warning about them.
Why not just buy s&p 500 index trackers? Britain is due to go further into recession, at least you'll get the currency gain if the pound falls against the dollar. Fees are effectively nothing if you buy through vanguard. Or buy gold, as the Western economies decline tangibles will become more attractive.
I had a change of strategy I sold my S&P tracker it’s done wonderful well over the last 10 years I’ve invested back in UK I am looking for higher dividends now I bought I iShares UK Dividend UCITS ETF) it was paying 7% in dividends and was cheap about 6 weeks ago I think the pound has bottomed out against the dollar Most of the large UK companies make the majority of their profits internationally
You will be paying tax Taffy/hope it makes you feel good!
My MICT had another good day-despite Marko
My MICT had another good day-despite Marko
You will be paying tax Taffy/hope it makes you feel good!
My MICT had another good day-despite Marko
SIPP,ISAs and premium bonds mind you not happy about £12570 not been indexed for 5 years !!!!
Stick it in a tin under the bed. Free from the vagaries of city [censored] and Governments.
Stick it in a tin under the bed. Free from the vagaries of city [censored] and Governments.
Rather silly
If you had put £1000 under the bed in 1992 you would still have £1000
If you had invested the £1000 on the S&P you would have £16,000 if you had in a tax rapper (PEP at the time) tax free
If you had put £100 per month along with your £1000 till now you would have £300,000
The same £100 per month under the bed £36,000
Speaking of putting away per Month, recommendations for Mid to Long Term (Talking 20yrs) investment appreciated…
Speaking of putting away per Month, recommendations for Mid to Long Term (Talking 20yrs) investment appreciated…
A Global tracker off Vanguard you won’t go far wrong !! drip feed in monthly in and let compound interest work make sure it’s in an ISA then no tax to pay. And don’t look at it too often.
Have a look at this one
Vanguard FTSE Global All Cap Index Fund
SCE-screaming buy guys.It looks like General Motors reading the RNS.Fantastic verification of the product if it is
Stick it in a tin under the bed. Free from the vagaries of city [censored] and Governments.
Rather silly
If you had put £1000 under the bed in 1992 you would still have £1000
If you had invested the £1000 on the S&P you would have £16,000 if you had in a tax rapper (PEP at the time) tax free
If you had put £100 per month along with your £1000 till now you would have £300,000
The same £100 per month under the bed £36,000
How very capitalist.
Stick it in a tin under the bed. Free from the vagaries of city [censored] and Governments.
Rather silly
If you had put £1000 under the bed in 1992 you would still have £1000
If you had invested the £1000 on the S&P you would have £16,000 if you had in a tax rapper (PEP at the time) tax free
If you had put £100 per month along with your £1000 till now you would have £300,000
The same £100 per month under the bed £36,000
How very capitalist.
Nothing wrong with Capitalism as long as they pay their fair share of tax to help society
What’s fair Taffy?Give me a rate.
Restore the 50% tax band
Full National Insurance contributions (12%) not tapered to 2% at the higher rate
scrap 40% tax relief on pensions
Obviously non doms
That’s a start
So I need to work for from 1 January to middle of August each year for nothing?Sounds like a plan 😩
Non doms-agreed.
Pensions-not agreed.The cap on pension pots is less than many in the public sector!
Non doms-agreed.
Pensions-not agreed.The cap on pension pots is less than many in the public sector!
So I need to work for from 1 January to middle of August each year for nothing?Sounds like a plan 😩
Non doms-agreed.
Pensions-not agreed.The cap on pension pots is less than many in the public sector!
You would be working for you fellow citizens that would be very good for your soul 🤣🤣🤣
Sorry but I’m not working to keep 5m on work related sickness benefit.I would rather give it to charities where there is real need.Do you seriously think there are 5m out there who are genuinely sick?
It’s too easy to opt out of work nowadays-it shouldn’t be optional or gaps filled by cheap foreign labour which is frankly immoral
It’s too easy to opt out of work nowadays-it shouldn’t be optional or gaps filled by cheap foreign labour which is frankly immoral
Sorry but I’m not working to keep 5m on work related sickness benefit.I would rather give it to charities where there is real need.Do you seriously think there are 5m out there who are genuinely sick?
It’s too easy to opt out of work nowadays-it shouldn’t be optional or gaps filled by cheap foreign labour which is frankly immoral
If the tax system worked better
I would lift the lower tax band and NI to the level of the minimum wage
As for your 5 million Hospital waiting lists are at a record high You need a well funded health service to have a healthy and fit workforce You will never get that with a tory government
Tory mantra “The price of everything the value of nothing “
Sorry but you never hear any party saying let’s put more money in the NHS-the word now is ‘restructure’ as most people think it’s a shambles and out of control.
I’m afraid the benefit rules are so lax on work now that work is optional.
I ask the question again;’ do you really think there are 5m people of a working age in this country who are incapacitated?’I dont-the vast majority are most likely malingerers and lazy [censored] who would rather someone else did the work.
I’m afraid the benefit rules are so lax on work now that work is optional.
I ask the question again;’ do you really think there are 5m people of a working age in this country who are incapacitated?’I dont-the vast majority are most likely malingerers and lazy [censored] who would rather someone else did the work.
Laffy. I know you're close to Crispin Odey. Any news coming out of Tristar at the moment ?
I will dig it out-Labour agree the number too
I’m in Tristar too-got most of it out before it delisted.I will ask him and revert
I’m in Tristar too-got most of it out before it delisted.I will ask him and revert
- Page :
- 1
- 2
There are no replies made for this post yet.
Online Users